Stripe SEPA

The Stripe™ SEPA payment gateway module is available in WHMCS.

  • For other Stripe options, see Stripe ACH and Stripe.
  • In WHMCS 8.9, we updated this module to use Stripe’s PaymentIntents API instead of the deprecated Stripe API.

Supported Features

Type: Token

One-TimeRecurringRefundsReversals
✓✓✓✖️
3D SecureRemote Update CardRemote Delete CardAddPayMethod API
✖️✖️✓✖️

Adding the Stripe SEPA Payment Gateway

To set up the Stripe SEPA payment gateway in WHMCS:

  1. Go to Configuration () > Apps & Integrations or Addons > Apps & Integrations.
  2. Click Stripe SEPA.
  3. Check Show on Order Form to display this payment method in the Client Area during checkout.
  4. Configure a display name. We recommend Credit Card.
  5. Generate publishable and restricted API keys using the WHMCS app in the Stripe App Marketplace.
  6. Copy and paste the API keys into WHMCS.
    If you used Stripe prior to October 2024, you must update Secret Stripe API Key to use a restricted API key instead of the previous secret key. For more information, see Restricted API Key Requirement below.
    • If you currently also use the Stripe payment gateway, you can check Use Stripe Configuration to use your existing API keys.
    • Do not enter a value for the Webhook Secret Key. The system generates it automatically.
      • The Stripe SEPA module requires a valid Webhook and Secret Key in order to recognize payments and automatically apply them to invoices.
      • If you modify the secret key for the webhook at Stripe, you must also update it in WHMCS.
  7. Click Save Changes.

Test Mode

This payment gateway module does not include a manual Test Mode setting. Instead, Stripe will detect whether you are using a live account or a test account using the API keys that you enter.

Restricted API Key Requirement

If you used this module prior to October 2024, you must replace the old secret key in your Stripe configuration with a restricted API key.

In January 2024, Stripe announced that it will require new secure authentication methods beginning on October 29, 2024.

If you use any Stripe payment gateway modules (Stripe, Stripe ACH, or Stripe SEPA), you must ensure that you have configured it to use a restricted API key for Secret Stripe API Key.

You can retrieve publishable and restricted API keys using the WHMCS app in the Stripe App Marketplace.

For steps and more information, see Add Restricted API Keys to Stripe.

Transaction Fees

Stripe returns transaction fees in the default currency of the Stripe account. If you have a different default currency in WHMCS, you must properly configure the currency of your Stripe account in Configuration () > System Settings > Currencies with a valid exchange rate to allow WHMCS to be able to convert the fee into your other currencies.

Supported Currencies

Stripe SEPA only supports the EUR currency. For other currencies, the Stripe SEPA option won’t appear when placing orders or paying invoices.

Payment Workflow

This module supports automated recurring and on-demand billing.

SEPA Direct Debit is a pull-based, reusable, and asynchronous payment method. It can take up to 14 business days to confirm the success or failure of a payment after you initiate a debit from the customer’s account. The invoice status will be Payment Pending until the payment clears.

When making a payment, customers can choose to use a previously-stored bank account or enter a new one. Customers never leave your WHMCS installation during checkout or adding or removing a new bank account. The system never stores personal bank information in your local WHMCS installation.

The system uses the Stripe API for refunds and obtaining transaction information.

Troubleshooting

N/A

payment-gateways token-gateway stripe

Last modified: October 29, 2024